Consumer Credit and Budget Counseling

299 S. Shore Road
US Rte 9 South
Marmora, NJ 08223-
Phone: (888) 738-8233, Website:
Russell Graves, Executive Director

Points of Contact

Russell Graves, Executive Director
Igy Cruz, NJ Housing Director

Standards Adopted

Homeownership Counseling


Russell Graves


Services & Other Info

Credit Counseling
Delinquency/Foreclosure Prevention Counseling
Financial Counseling/Coaching
Financial Education
Financial Literacy Training
Landlord Education
Postpurchase Counseling
Prepurchase Counseling (one-on-one)
Prepurchase Education (group workshops)
Rental Housing Counseling
Reverse Mortgage Counseling (HECM)
HUD Approved Agency