Consumer Credit and Budget Counseling

299 S. Shore Road
US Rte 9 South
Marmora, NJ 08223-
Phone: (888) 738-8233, Website:
Ignatius Cruz, Director of Housing

Points of Contact

Russell Graves, Executive Director
Igy Cruz, NJ Housing Director

Standards Adopted



Services & Other Info

Credit Counseling
Delinquency/Foreclosure Prevention Counseling
Financial Literacy Training
Postpurchase Counseling
Prepurchase Counseling (one-on-one)
Prepurchase Education (group workshops)
Rental Housing Counseling
Reverse Mortgage Counseling (HECM)
HUD Approved Agency